Both apps are designed to help you keep track of your finances and spending with the overall goal of helping you save money. Rocket Money and Mint are both considered free budgeting apps because they offer complimentary financial services to help with your budgeting needs, though Rocket Money offers optional paid features. They might also help you create and stick to a budget if you’re trying to save up money or pay down debt. The best budgeting apps can make it easy to quickly check your finances whenever you need to, whether from a phone or computer. 4 important differences between Rocket Money and Mint.Consider taking advantage of YNAB’s free trial now –– click here to get started. Ultimately, it’s essential to identify your personal financial needs and goals to make the best decision. Therefore, if budgeting and financial planning are your priorities, YNAB may be the better choice. Despite its subscription cost, YNAB offers a streamlined interface, excellent customer support, and goal-tracking features that can contribute significantly to improving your financial health. However, if your primary goal is to implement a robust and hands-on budgeting system, YNAB’s focused zero-based budgeting approach could provide more value. The ability to monitor credit scores and investments in one place might be particularly helpful for those with diverse financial portfolios. ![]() Mint’s broad overview of financial accounts and its free base version can be beneficial for users looking to track their finances across multiple platforms. Bottom Line: Mint vs YNABĬhoosing between Mint and YNAB largely depends on your budgeting needs and financial goals. While Mint does have a free version with ads –– many users find the comprehensive budgeting features and supportive customer service of YNAB to be worth the cost. They also offer a generous 34-day free trial –– giving users ample time to explore the features and functionalities. YNAB offers a monthly subscription at $11.99 or an annual subscription at $84. However, the budgeting features it offers might not be as comprehensive as those found in YNAB. The ad-free experience comes with a premium version, which costs $16.99/month. While Mint does offer a free version, it comes with ads that can be intrusive.
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